FAQ

Frequently Asked Questions & Glossary of Terms

Here are a few of the questions we get the most, along with a 
glossary of terms. If you do not see what you are looking for please
reach out to us via phone (800) 806-3639, email Info@CertSimpleUSA.com,
or chat using the green chat bubble in the lower right corner of the page..

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  • WHAT IS A MORTGAGE RATE?

    The interest rate charged on a mortgage loan. Rates are determined by the lender based on the credit history of the borrower, debt-to-income ratio, and other factors and may be fixed or adjustable.