Frequently Asked Questions & Glossary of Terms

Here are a few of the questions we get the most, along with a 
glossary of terms. If you do not see what you are looking for please
reach out to us via phone (800) 806-3639, email Info@CertSimpleUSA.com,
or chat using the green chat bubble in the lower right corner of the page..

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    An individual who works as an intermediary between lending instituions and borrowers, helping them with the application process and trying to match them to the best rates as well as loan type. Unlike a Mortgage Officer, who is employed by a specific lender, the Mortgage Broker works independently and gets paid by the lender in the form of an origination fee when the transaction closes, which the borrower ultimately pays through fees and interest rates.