Frequently Asked Questions & Glossary of Terms

Here are a few of the questions we get the most, along with a 
glossary of terms. If you do not see what you are looking for please
reach out to us via phone (800) 806-3639, email Info@CertSimpleUSA.com,
or chat using the green chat bubble in the lower right corner of the page..

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  • What Are Closing Costs?

    The fees paid at closing related to the adminstrative costs of originating the loan, issuing the title policy, and recording new real estate documents in the public record. All items are negotiable as to whom will pay for what and different states have different customary expectations as to what is a buyer’s cost and what is a seller’s cost.